EPF Chief Executive Officer Ahmad Zulqarnain pointed out that the fund’s total investment income last year reached RM79.2 billion, with overseas investment earnings accounting for 50.4% of the total, while domestic investments accounted for 49.6%, bringing the total accumulated assets for the year to RM1.41 trillion.
He said at the “2025 EPF Dividend Briefing” held today (28th) that equities accounted for 46.1% of total assets, fixed income instruments accounted for 44.7%, real estate and infrastructure made up 6.0%, and money market instruments made up 3.2%.
"Overseas investments made up 38.3% of the investment portfolio, generating RM39.9 billion in revenue, which is 50.4% of total investment income.”
"Meanwhile, domestic investments continue to provide stable income, with 61.7% of the total assets invested in the domestic market, generating RM39.3 billion in revenue, which is 49.6% of the total investment income.”
As for conventional and Shariah savings accounts, investment income was RM66.2 billion and RM13.0 billion respectively.
In addition, fixed income instruments, mainly in Malaysian government securities, remained the main contributors to total investment income, accounting for 33% or RM26.3 billion, with a return on investment of 4.3%.
Ahmad Zulqarnain explained: “As yields declined during the year, fund managers prudently realized capital gains in a disciplined manner and cautiously deployed assets to ensure portfolio yield remained favorable for future returns.”
He added that real estate and infrastructure sectors recorded RM1.6 billion in income, with a return on investment of 4.8% when calculated at fixed exchange rates; while money market instruments contributed RM600 million, with a return on investment of 1.6%.
“As most of the above investments are denominated in non-ringgit currencies, their performance was affected by exchange rate conversions when the ringgit strengthened against the US dollar.”